Merchant Cash Advance
Working capital against your future card sales. Repayments automatically flex with your daily revenue — no fixed monthly obligations.
Apply now →Funding for businesses that mean business. Financing for films that need to get made.
From merchant cash advances to invoice factoring, CBC structures funding around your cash flow — not the other way around.
Restaurants & Retail
Storefronts & Service
Working capital against your future card sales. Repayments automatically flex with your daily revenue — no fixed monthly obligations.
Apply now →A revolving facility you draw from as needed. Pay interest only on what you use — ideal for seasonal gaps and fast-moving opportunities.
Apply now →Fixed-term financing for expansion, equipment, or large capital needs. Transparent terms, fixed rate, no hidden fees.
Apply now →Turn outstanding invoices into immediate cash. We advance up to 90% of your receivables so you stop waiting on slow-paying clients.
Apply now →When you bring your business to CBC, we don't just have one answer — we have an entire network of direct lending partners behind us. We assess your business, match you to the right product and lender, and structure a deal that actually fits. You get one point of contact, one streamlined process, and access to capital most businesses never even knew they could qualify for.
"We don't send your application to one lender and hope. We match you to the right partner from a vetted network built over a decade — so you get the best possible terms for your situation."
The CBC Approach to Business Funding
CBC works as an originating partner, connecting businesses to the right lender within our network. All funding is subject to lender approval and underwriting. Products and availability vary by business type, revenue, and credit profile.
Tell us about your business and we'll match you to the right product. No obligation, no hard credit pull — just a straightforward conversation about what you need and what you qualify for.
A member of our business funding team will reach out within one business day.
CBC works alongside producers, sales agents, and distributors to structure film financing that closes on schedule.
Bridge the gap between your confirmed presales and total production budget — structured against unsold territory value.
Discuss your project →Short-term facilities covering timing gaps between commitments in place and cash not yet received. Keep your shoot date intact.
Discuss your project →Early-stage funding for scripts, packaging, and pre-production costs before a full production slate is in place.
Discuss your project →Finish funds for picture-locked or near-complete projects — advance against distribution agreements and soft money.
Discuss your project →CBC's film financing is backed by direct lending capital — deployed from a balance sheet built specifically for the entertainment industry. We work with producers, sales agents, and distributors to structure deals around the assets your production already has.
"Tax incentives and pre-sale contracts are the most underutilized assets in a film's capital stack."
Industry Insight — Film Finance
Qualifying projects typically require confirmed state or federal tax incentives, international pre-sales, or a domestic minimum guarantee from a recognized distributor. All film financing is subject to underwriting and approval.
Bring us your project. We work with independent producers, sales agents, and distributors to structure financing around your existing assets — tax credits, pre-sales, or distribution guarantees.
Our film finance team will review your submission and be in touch within two business days.
Fill out our contact form in under 5 minutes. Tell us about your business or project and what you need capital for.
A real member of our team reviews your submission within one business day and reaches out to discuss your options.
Once approved, funds can be in your account in as little as 24–72 hours. No unnecessary delays. No surprises.
Enter your average monthly revenue and we'll show your estimated funding range.
Estimated Funding Range
Based on 80%–110% of your $50,000 monthly revenue.
"We don't just provide capital. We provide it with intention."
Conscious Business Capital was founded on a simple idea: that lending should be a partnership, not a transaction. We work with small business owners and independent filmmakers who are doing meaningful work — and we structure financing that respects both their ambitions and their realities.
With more than a decade of experience across two distinct industries, CBC has developed the expertise to move quickly, structure creatively, and close on time. We don't just ask about your numbers. We ask about your goals.
We measure success by what our clients are able to build with the capital we provide.
"CBC didn't just hand us money and walk away. They took the time to understand our restaurant, our seasonality, and our growth plan. We expanded to a second location within eight months of funding."
"I've been trying to get my independent film financed for three years. Banks said no. Traditional investors wanted too much control. CBC structured a deal that let us retain creative ownership and close in under 30 days."
"My credit score wasn't perfect and my salon had only been open 18 months. Every lender I called turned me down before I even finished my sentence. CBC listened, looked at my actual revenue, and funded me in 5 days."
"We needed capital fast to fulfill a large government contract. The bank would have taken 60 days. CBC had us funded in 9 business days. That speed literally saved our company."
"What I appreciate most is that CBC treats you like a partner, not a file number. They called to check in after funding. That kind of relationship is rare in finance."
"Our e-commerce brand had the sales numbers but not the collateral traditional lenders require. CBC looked at our data, understood our model, and provided a revenue-based solution that scaled with us."
Not all capital is equal. See how Conscious Business Capital compares.
| ✦ CBC | Traditional Bank | Other Lenders | |
|---|---|---|---|
| Funding Speed | As fast as 24–72 hrs | 30–90 days | 1–2 weeks |
| Minimum Credit Score | 500+ | 680+ | 550+ |
| Collateral Required | ✓ Not always | ✗ Almost always | ~ Sometimes |
| Revenue-Based Options | ✓ Yes | ✗ No | ~ Limited |
| Film Financing | ✓ Specialized | ✗ No | ✗ Rarely |
| Dedicated Advisor | ✓ Every client | ✗ No | ~ Sometimes |
| Funding Amount Range | $5K – $5M+ | $50K+ (typical) | $5K – $500K |
| Time in Business Required | As low as 6 months | 2+ years | 1+ year |
We believe in full transparency. If you don't see your question here, call or email us — a real person will answer.
Talk to an advisor →Most small business clients receive funding within 24–72 business hours of approval. More complex deals or larger film financing may take 5–15 business days. We move at the speed your business needs.
No. Our pre-qualification process uses a soft pull that has zero impact on your personal or business credit score. A hard pull only occurs if you choose to proceed with a formal application after reviewing your offer.
We work with credit scores as low as 500 for certain products like merchant cash advances. A score of 680+ opens the door to term loans with longer repayment windows and lower factor rates. We look at the full picture of your business, not just a number.
Small business funding typically ranges from $5,000 to $2M+, based primarily on your monthly revenue — most clients qualify for 80%–110% of their average monthly. Film financing deals range from $50,000 to $5M+ depending on budget, distribution, and presales.
For small business funding: 3–6 months of bank statements, a voided business check, and a completed application. For film financing: a script or treatment, budget breakdown, chain of title, and any existing distribution letters of intent. We keep paperwork minimal.
We consider businesses with as little as 6 months of operating history for certain products. If you're pre-revenue or pre-launch, we may still be able to help depending on your industry and personal financial profile — reach out and we'll assess your situation directly.
It depends on the product. Merchant cash advances typically have no prepayment penalty — you pay a fixed total amount regardless of payoff timing. Term loans may include early payoff discounts. We'll explain the full terms of your specific offer before you sign anything.
Insights to help your business grow smarter, borrow better, and move faster.
Small Business
Film Financing
Strategy
Tell us about your business or project. We'll respond within one business day.
Phone
Office Hours
Monday – Friday
9am – 6pm ET
We'll be in touch within one business day.